A cosmetic surgery done for aesthetic purposes without an accidental injury is not covered.Įxpenses related to spectacles, contact lenses, or hearing aidsĭental surgery is required as a result of an accident. Plastic or cosmetic surgery unless required as a result of an accident. Here are the exclusions of the Aarogya Raksha health scheme:Ĭost of vaccination or inoculation unless required as a treatment after an animal bite In case a claim is still being raised for such exclusions, it will be rejected. An insurance company is not liable to pay the policyholder for exclusions. Situations that are not covered under an insurance policy are called Exclusions. Plan C: The exit age of this plan is 70 years and covers the account holder, two dependent children, dependent parents, and a spouse. Plan B: The exit age of this plan is 70 years and covers the account holder, two dependent children, and a spouse. Plan A: The exit age of this plan is 35 years and covers the account holder, two dependent children, and a spouse. The sum insured of the plan ranges from Rs. Treatment availed in any Quality Council of India/National Accreditation Board on Health accredited hospital is covered.Īarogya Raksha is available in three plans based on the number of beneficiaries covered. It provides coverage for follow-up treatments as these can cost a large sum of money to the patient and his/her family.Īyurvedic Treatment Coverage: If a beneficiary wishes to avail Ayurvedic treatment in a Government Hospital, it will be covered under the scheme. This mitigates the chances of a patient being denied treatment for a particular ailment.Ĭoverage For Follow-up Treatments: This is a unique feature that is available with the Aarogya Raksha scheme.
Large Scope of Coverage: A wide range of diseases is covered with Aarogya Raksha. This is highly beneficial for the patient as he/she can spend less time in travelling during a medical emergency and treatment can begin sooner. Numerous Empanelled Hospitals: One of the most advantageous features of the scheme is both – government and private hospitals are empanelled under the plan. This scheme provides cashless facilities across empanelled hospitals. Arogya Raksha Policy Features:Ĭashless Facilities : The beneficiaries of Aarogyaraksha do not have to worry about paying for the entire cost of a medical emergency.
Features and Benefits of Aarogya Raksha:Īrogya Raksha is a one-of-a-kind health insurance scheme that facilitates beneficiaries to avail quality health care. Thus, Aarogya Raksha covers both – Below Poverty Line and Above Poverty Line families.
The aim of NTR Aarogya Raksha is to provide health insurance coverage for everyone. Aarogyaraksha is a health insurance scheme launched by Andhra Pradesh Chief Minister N Chandrababu Naidu on 1st January 2017.
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